At F & M Automotive LLC, we’re proud to deliver a top-tier used car buying experience in the Merriam metro area. Since opening in 2021, our mission has been straightforward: provide quality vehicles, flexible financing options, and exceptional customer service to everyone, regardless of their credit or financial situation. Whether you’re a first-time buyer, have strong credit, or are working to rebuild it, we’re committed to helping you drive away in a dependable vehicle you can trust.

We offer a wide selection of vehicles to suit different lifestyles and budgets, including fuel-efficient sedans and hatchbacks, family-friendly SUVs and minivans, hardworking pickup trucks and commercial vehicles, as well as passenger and cargo vans for business or personal use. Every vehicle on our lot is carefully inspected and comes with a 3-month or 5,000-mile warranty, giving you added peace of mind long after your purchase.

Financing is made simple and accessible for all credit types. We provide options such as Buy Here, Pay Here, bad credit or no credit financing, in-house financing, low down payment plans, prime credit and credit union lending, and trade-in assistance. Our finance team works closely with you to find a solution that fits your budget, ensuring a transparent and pressure-free experience.

To make your car buying journey even more convenient, we offer services like virtual test drives so you can explore vehicles from home, trade-in appraisals to apply your current car’s value toward your next purchase, door delivery for added ease, and online payment options that let you manage your account anytime, anywhere. Whether you’re shopping locally or browsing online, we aim to keep the process quick, simple, and stress-free.

Based in Merriam, Kansas, we proudly serve customers throughout the surrounding communities, including Spanish-speaking buyers, with assistance available in both English and Spanish to ensure a smooth and welcoming experience. You can browse our inventory, apply for financing, or schedule a virtual test drive from the comfort of your home—because at F & M Automotive LLC, we’re here to help you get the car you want with the financing you need.